Temporary Loan Emergency Funds

The Social Welfare Councils of all prefectures are providing a welfare fund loan system to lend necessary funds for living and other expenses to low-income households. In light of the impact of the COVID-19 pandemic, the number of households that are eligible for loans under this system will be expanded to include non-low-income households. Special loans such as emergency small amount funds will be provided to households that are struggling for their living expenses as a result of temporary stoppage of work or unemployment. Please see overleaf for detailed information about these special loans. Please use the contact information provided below for questions about specific contents. Process of loan application Households that are struggling Municipal Social Welfare Council Application Prefectural Social Welfare Council Consultation support Send


■ Applicable households

Households facing a decrease in income due to temporary stoppage of work, etc. as a result of COVID19, and who require an urgent temporary loan to maintain their livelihood.


■ Loan amount upper limit

  • Temporary stoppage of work at school, etc. or special loans for sole proprietors, etc.: ¥200,000
  • Other cases: ¥100,000


■ Deferment period

Within 1 year


■ Repayment deadline

Within 2 years


■ Apply to:

Municipal Social Welfare Council


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